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Patient Resources

Dental Insurance & Financing

Confused about what your dental insurance covers, or putting off care because of cost? At Westgrove Dental Care, we make the process simple and stress-free. We accept most major PPO plans, file and track your claims, and offer flexible financing so every patient can get the care they need.

Payment Options

We keep payment simple, from using your dental insurance to setting up flexible financing. Whatever your situation, we have options to help you move forward with the care you need.

If you have insurance, our team will verify your benefits, submit your claims, and help you get the most from your coverage. If you are paying on your own, financing and our in-house dental savings plan can fit a range of budgets.

Insurance Providers

Being in-network means Westgrove Dental Care has an agreement with your insurance provider to offer services at pre-negotiated rates, which typically means lower out-of-pocket costs for you. If you have an out-of-network PPO plan, we can still see you. Your coverage will depend on your plan’s out-of-network benefits, and our team will help you understand exactly what that means before your appointment.

How to Apply & Get Started

  1. 1

    Schedule Your Visit

    Book an appointment online or give us a call. Our team will get you set up and answer any initial questions about your coverage or payment options.

  2. 2

    Review Your Options

    We’ll verify your insurance benefits or walk you through our financing options so you can choose what works best for your situation.

  3. 3

    Financing Application

    If you’d like to use a financing option, our team will guide you through the quick application process right here in the office.

  4. 4

    Begin Your Care

    Once your payment plan is in place, we get to work, because nothing should stand between you and the dental care your family deserves.

  5. 5

    Stay Informed

    Our team will keep you updated on your benefits throughout the year and let you know when it’s a good time to schedule additional treatment.

Dental Financing Options

We partner with CareCredit to offer flexible third-party financing for larger treatment plans, and in-house financing options are available for added convenience. Whatever your situation, our team will take the time to walk you through every option.

In-House

Dental Savings Plan

No insurance? Our in-house membership plan covers routine exams, X-rays, and cleanings, plus 15% off most other treatments, with no deductibles, maximums, or waiting periods.

View savings plan details →
CareCredit healthcare credit card

CareCredit is a dedicated healthcare credit card that lets you pay for dental treatments with flexible monthly payments, including promotional periods with zero interest. There’s no annual fee, no prepayment penalty, and your card can be used for any family member’s care at our office and at hundreds of thousands of other healthcare providers.

Apply for CareCredit →

Coverage Questions? We’ll Figure It Out Together

Give us a call and our team will verify your benefits, explain your coverage, and make sure there are no surprises before you sit down in the chair.

All PPO Plans Accepted

We accept all PPO plans and will file claims on your behalf to maximize your benefits.

Uninsured Patients

Our in-house dental savings plan offers reduced fees on cleanings, exams, X-rays, and a 15% discount on most additional treatments.

Flexible Financing

We offer in-house financing and third-party financing through CareCredit for patients who need manageable payment options.

Free Consultations

Not sure where to start? We offer complimentary consultations and second opinions, no insurance required.

Insurance & Financing FAQs

Do you accept my dental insurance?

We are in-network with most major PPO plans and work with all out-of-network plans as well. Call our office and our team will verify your benefits quickly.

What if I don’t have dental insurance?

Our in-house dental savings plan covers routine preventive care and offers 15% off most treatments. It’s a simple, affordable alternative with no deductibles or waiting periods.

Will you file my insurance claims for me?

Yes. Our team handles claim filing and tracking on your behalf. We work hard to maximize your benefits so you’re never leaving money on the table.

Do you accept Medicaid or Medicare?

We do not currently accept Medicaid. For Medicare patients, we accept PPO plans that include dental coverage.

Do I need insurance to receive care at Westgrove Dental Care?

No insurance is required. We welcome all patients, and our In-House Dental Savings Plan is a great alternative for uninsured patients.

What does the In-House Dental Savings Plan include?

The plan covers routine exams, X-rays, and cleanings, plus 15% off most other treatments. No deductibles, maximums, or waiting periods apply.

Can I use CareCredit for any treatment?

CareCredit can be applied toward most dental treatments we offer. Visit carecredit.com to apply and explore available payment plan options.

What if my insurance is out of network?

We work with all out-of-network PPO plans and will file and track your claims. Our team works to maximize your benefits regardless of network status.

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